Note

Only Manuchimso Oliver has the right to publish the iOS version of Swapam on Apple Store.
Only Manuchimso Oliver has the right to publish the iOS version of Swapam on Apple Store.

Introduction

Welcome to Swapam ("we," "us," "our"). These Terms and Conditions ("T&C") govern your use of our platform, including but not limited to our website, app, and associated services (collectively referred to as "the Service"). By accessing or using our Service, you agree to comply with and be bound by these T&C. If you disagree with any part of the T&C, you must refrain from using our Service.

Eligibility

To use our Service, you must be at least 13 years old (or the minimum age required in your jurisdiction). If you are under the age of 18, you must obtain consent from your parent or legal guardian. We reserve the right to terminate your account if we suspect that you do not meet the eligibility requirements.

Account Registration

You agree to provide accurate and complete information when registering for an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. Notify us immediately of any unauthorized access or security breach.

Acceptable Use

Only Manuchimso Oliver has the right to publish the iOS version of Swapam on Apple Store.

You agree to use the Service only for lawful purposes and in accordance with these T&C. Prohibited activities include, but are not limited to:

• Engaging in fraudulent, abusive, or harmful behavior.
• Uploading viruses, malware, or other malicious code.
• Violating the intellectual property rights of others.
• Using the Service for illegal or unauthorized purposes.

Services Provided

Swapam offers a range of financial and utility services, including but not limited to:

• Crypto off ramp solutions.
• Virtual account management.
• Payment of utility bills (electricity, airtime, cable, etc.).
• Funding betting accounts.

Fees and Payments

Certain features of the Service may require payment. By using such features, you agree to pay all applicable fees. All payments are non-refundable unless otherwise stated.

Privacy Policy

Your use of the Service is subject to our Privacy Policy. By using the Service, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

Limitation of Liability

To the fullest extent permitted by law, Swapam shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the Service. Our total liability is limited to the amount paid for the Service, if applicable.

Changes to Terms

We may update these T&C from time to time. Changes will be effective immediately upon posting unless otherwise specified. Your continued use of the Service constitutes your acceptance of the revised T&C.

Governing Law

These T&C are governed by and construed in accordance with the laws of Nigeria. Any disputes arising from these terms will be resolved in the courts of Nigeria.

Contact Us

If you have any questions or concerns regarding these T&C, please contact us at support@swapamnow.com.